Transuals Do you have any regrets?

I am 23 years old and i have been struggling for some time with my Gender Dysphoria. I feel like i should have been born a woman and i am very sick of being male. Anyway i have been seeing a psychologist for about a year and i found a DR. that will prescribe hormones. I am on the very edge of taking the plunge i want to badly but if i do this means i will lose my girlfriend of a very long time and i would have to move in with a friend of mine till i can find a new place (my GF lives with me in my apartment but i cant afford it without her) Change terrifys me a lot cause other than her and a few close friends im all alone in this world. anyway fear is griping me right now and i want to know Is it worth it? i mean i know it would be amazing to be who i am inside but im so scared cause its alot of things Hormones surgery legal changes ETC... how do you make the leap to just say im going to do this? i am a people pleaser and that is one reason why i have put this off so much do you have any regrets?