Question about credit reporting status?

Sounds like they have not reported this account in a while (Jan 09 is almost 11 months ago). The type implies the type of credit you had - see this link to read a desrciption of what "open" means: a href="http://www.credit.com/credit_information/credit_help/Credit-Improvement-Type-of-Accounts.jsp." rel="nofollow"http://www.credit.com/credit_information…/a You need to contact this creditor to have them report it as paid off.